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Conditions of Use
 Electronic
Communications
When you visit QuickDown.com or send e-mails to us, you are communicating
with us electronically. You consent to receive communications from us
electronically. We will communicate with you by e-mail or by posting notices
on this site. You agree that all agreements, notices, disclosures and
other communications that we provide to you electronically satisfy any
legal requirement that such communications be in writing.
Copyright
All content included on this site, such as text, graphics, logos, button
icons, images, audio clips, digital downloads, data compilations, and
software, is the property of QuickDown.com or its content suppliers and
protected by United States and international copyright laws. The compilation
of all content on this site is the exclusive property of QuickDown.com
and protected by U.S. and international copyright laws. All software used
on this site is the property of QuickDown.com or its software suppliers
and protected by United States and international copyright laws.
Trademarks
QUICKDOWN.COM; and other marks indicated on our site are registered trademarks
of QuickDown.com, L.L.C., in the United States and other countries. QUICKDOWN.COM,
and other QuickDown.com graphics, logos, page headers, button icons, scripts,
and service names are trademarks or trade dress of QuickDown.com, L.L.C.
QuickDown.com's trademarks and trade dress may not be used in connection
with any product or service that is not QuickDown.com's, in any manner
that is likely to cause confusion among customers, or in any manner that
disparages or discredits QuickDown.com. All other trademarks not owned
by QuickDown.com that appear on this site are the property of their respective
owners, who may or may not be affiliated with, connected to, or sponsored
by QuickDown.com or its subsidiaries.
License
and Site Access
QuickDown.com grants you a limited license to access and make personal
use of this site and not to download (other than page caching) or modify
it, or any portion of it, except with express written consent of QuickDown.com.
This license does not include any resale or commercial use of this site
or its contents; any collection and use of any service listings, descriptions,
or text; any derivative use of this site or its contents; any downloading
or copying of account information for the benefit of another merchant;
or any use of data mining, robots, or similar data gathering and extraction
tools. This site or any portion of this site may not be reproduced, duplicated,
copied, sold, resold, visited, or otherwise exploited for any commercial
purpose without express written consent of QuickDown.com. You may not
frame or utilize framing techniques to enclose any trademark, logo, or
other proprietary information (including images, text, page layout, or
form) of QuickDown.com without express written consent. You may not use
any meta tags or any other "hidden text" utilizing QuickDown.com's name
or trademarks without the express written consent of QuickDown.com. Any
unauthorized use terminates the permission or license granted by QuickDown.com.
You are granted a limited, revocable, and nonexclusive right to create
a hyperlink to the home page of QuickDown.com so long as the link does
not portray QuickDown.com, its products or services in a false, misleading,
derogatory, or otherwise offensive matter. You may not use any QuickDown.com
logo or other proprietary graphic or trademark as part of the link without
express written permission.
Your
Account
If you use this site, you are responsible for maintaining the confidentiality
of your account and password and for restricting access to your computer,
and you agree to accept responsibility for all activities that occur under
your account or password. QuickDown.com does provide services for children.
It provides them for adults. If you are under 18, you may use QuickDown.com
only with involvement of a parent or guardian. QuickDown.com reserves
the right to refuse service, terminate accounts, remove or edit content,
or cancel orders in their sole discretion.
Resumes,
Comments, Communications, and Other Content
Registered loan officers may post resume information, send e-mails and
other communications; and submit suggestions, ideas, comments, questions,
or other information, so long as the content is not illegal, obscene,
threatening, defamatory, invasive of privacy, infringing of intellectual
property rights, or otherwise injurious to third parties or objectionable
and does not consist of or contain software viruses, political campaigning,
commercial solicitation, chain letters, mass mailings, or any form of
"spam." You may not use a false e-mail address, impersonate any person
or entity, or otherwise post misleading or false information. QuickDown.com
reserves the right (but not the obligation) to remove or edit such content,
but does not regularly review posted content.
If you do post content or submit information, and unless we indicate
otherwise, you grant QuickDown.com a nonexclusive, royalty-free, perpetual,
irrevocable, and fully sublicensable right to use, reproduce, modify,
adapt, publish, translate, create derivative works from, distribute, and
display such content throughout the world in any media. You grant QuickDown.com
and its affiliates and sublicensees the right to use the name that you
submit in connection with such content, if they choose. You represent
and warrant that you own or otherwise control all of the rights to the
content that you post; that the content is accurate; that use of the content
you supply does not violate this policy and will not cause injury to any
person or entity; and that you will indemnify QuickDown.com or its affiliates
for all claims resulting from content you supply. QuickDown.com has the
right but not the obligation to monitor and edit or remove any activity
or content. QuickDown.com takes no responsibility and assumes no liability
for any content posted by you or any third party.
Copyright
Complaints
QuickDown.com and its affiliates respect the intellectual property of
others. If you believe that your work has been copied in a way that constitutes
copyright infringement, please follow our Notice and Procedure for Making
Claims of Copyright Infringement.
Other
Businesses
Parties other than QuickDown.com and affiliates may operate stores, provide
services, or sell product lines on this site. In addition, we provide
links to the sites of affiliated companies and certain other businesses.
We are not responsible for examining or evaluating, and we do not warrant
the offerings of, any of these businesses or individuals or the content
of their Web sites. QuickDown.com does not assume any responsibility or
liability for the actions, product, and content of all these and any other
third parties. You should carefully review their privacy statements and
other conditions of use.
Disclaimer
of Warranties and Limitation of Liability
This site is provided by QuickDown.com on an "as is" and "as
available" basis. QuickDown.com makes no representations or warranties
of any kind, express or implied, as to the operation of this site or the
information, content, materials, services, or products included on this
site. You expressly agree that your use of this site is at your sole risk.
To the full extent permissible by applicable law, QuickDown.com disclaims
all warranties, express or implied, including, but not limited to, implied
warranties of merchantability and fitness for a particular purpose. QuickDown.com
does not warrant that this site, its servesr, or e-mail sent from QuickDown.com
are from of viruses or other harmful components. QuickDown.com will not
be liable for any damages of any kind arising from the use of this site,
including, but not limited to direct, indirect, incidental, punitive,
and consequential damages. Certain state laws do not allow limitations
on implied warranties or the exclusion or limitation of certain damages.
If these laws apply to you, some or all of the above disclaimers, exclusion,
or limitations may not apply to you, and you might have additional rights.
Applicable
Law
By visiting QuickDown.com, you agree that the laws of the state of Utah,
without regard to principles of conflict of laws, will govern these Conditions
of Use and any dispute of any sort that might arise between you and QuickDown.com
or its affiliates.
Disputes
Any dispute relating in any way to your visit to QuickDown.com or to
services you secured through QuickDown.com shall be submitted to confidential
arbitration in Provo, Utah, except that, to the extent you have in any
manner violated or threatened to violate QuickDown.com's intellectual
property rights, QuickDown.com may seek injunctive or other appropriate
relief in any state or federal court in the state of Utah, and you consent
to exclusive jurisdiction and venue in such courts. Arbitration under
this agreement shall be conducted under the rules then prevailing of the
American Arbitration Association. The arbitrator's award shall be binding
and may be entered as a judgment in any court of competent jurisdiction.
To the fullest extent permitted by applicable law, no arbitration under
this Agreement shall be joined to an arbitration involving any other party
subject to this Agreement, whether through class arbitration proceedings
or otherwise.
Site
Policies, Modification, and Severability
Please review our other policies, such as our Privacy Notice, posted
on this site. These policies also govern your visit to QuickDown.com.
We reserve the right to make changes to our site, policies, and these
Conditions of Use at any time. If any of these conditions shall be deemed
invalid, void, or for any reason unenforceable, that condition shall be
deemed severable and shall not affect the validity and enforceability
of any remaining condition.
Our
Address
QuickDown.com
3214 North University Avenue, #604
Provo, Utah 84604
Privacy Policy
Please review our Privacy Policy, which also
governs your visit to QuickDown.com to understand our practices.
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